Got Bad Credit? Get a Card with Guaranteed Approval in 3 Easy Steps...

1. Search through the card offers with guaranteed approval below.
2. Compare rates & fees of offers side by side.
3. Apply for a card by filling out an online application.

Guaranteed Approval Cards

If you have been denied a credit card in the past due to bad credit or no credit, then a card offer with guaranteed approval could be right for you. Guaranteed approval cards and debit cards allow people with bad credit to enjoy many of the conveniences and security of a regular credit card.

First Vineyard MasterCard® Card

Prepaid Credit Card Highlights:

Live debt free and receive compensation for your everyday spending
Receive cash back from your own spending
Reload your card directly from your payroll or bank account
Card accepted at 30 million merchants & one million ATM machines
Online Bill Payment service included

Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Grace Period	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	None*	$39.95*	N/A*	N/A*	Bad Credit OK*

Wired Plastic + Rewards Stored Value MasterCard®

Prepaid Debit Card Highlights:

Guaranteed Approval Stored Value MasterCard®*
Use anywhere MasterCard is accepted (over 30 million locations)
No bank account or employment verification
Earn 1 Wired Point™ for every $1 you spend*
Redeem Wired Points™ for Prepaid Wireless, Internet and Calling Card airtime*
Add cash instantly with Western Union® SwiftPay®
Powerful online account management.
One time activation fee of $29.95

Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Grace Period	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	N/A*	29.95*	N/A*	N/A*	Bad Credit OK*

The Vaya™ MasterCard® Card

Prepaid Debit Card Highlights:

Control your spending by funding this reloadable debit card as you see fit
No Credit Check - Guaranteed Approval
No Finance Charges
No Bank Account Required
Shop anywhere MasterCard is accepted

Intro APR	Intro APR Period	Regular APR	Monthly Fee	Account Setup Fee	Grace Period	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	$5.95*	$59*	N/A*	N/A*	Bad Credit OK*

Eufora® Pre-Paid MasterCard®

Card Highlights:

Rebuild your credit with a Eufora Pre-Paid MasterCard
Credit Bureau Reporting
Load funds online
Zero Liability
Global Customer Assistance
Auto Sweepstakes Entry

Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Grace Period	Balance Transfers	Credit Needed for Approval
N/A*	N/A *	N/A*	$29.95-$99.95*	*	N/A*	No*	Bad Credit OK*

Four Oaks Bank & Trust

Prepaid Debit Card Highlights:

No credit checks.
No turndowns.
No annual fees.
No security deposit.
No employment required. .

Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Grace Period	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	none	none	N/A*	N/A*	Bad Credit OK*

Catalog Cards with Guaranteed Approval

Catalog Cards are not like regular credit cards. Most of them only allow you to purchase merchandise at select online retail locations. For this reason they limit you as to where you can use them, but usually offer guaranteed approval for people with bad credit.

USA Platinum Card (Catalog Card)

Catalog Card Highlights:

Approval is *guaranteed when qualifications are met.
The Card is an Unsecured Line of Credit.
The Shopping Club offers over 16,000 products.
No credit checks.
No employment verifications.
No interest charges.
You can be approved even if you have No Credit or Bad Credit

Intro APR	Intro APR Period	Regular APR	Monthly Fee	Account Setup Fee	Grace Period	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	N/A*	N/A*	N/A*	N/A*	Bad Credit OK*

USA Gold Credit Card (Catalog Card)

Catalog Card Highlights:

Approval is guaranteed when qualifications are met.
The Card is an Unsecured Line of Credit.
The Shopping Club offers over 16,000 products.
Monthly credit limits increases are available to those that qualify.
The credit line is reported to a major Credit Bureau.
No credit checks.
No employment verifications.

Intro APR	Intro APR Period	Regular APR	Monthly Fee	Account Setup Fee	Grace Period	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	N/A*	N/A*	N/A*	N/A*	Bad Credit OK*

BuyRight Platinum Card (Catalog Card)

Catalog Card Highlights:

0% interest on all purchases*
Receive a $150 Gift Certificate when you apply online*
No Credit Checks or Turndowns*
Build or rebuild your credit*
Discounts on hotels or car reservations*
Qualifications: You must be at least 18 years of age, a citizen of the United States or a permanent resident with no undischarged bankruptcies*

Intro APR	Intro APR Period	Regular APR	Monthly Fee	Account Setup Fee	Grace Period	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	N/A*	N/A*	N/A*	N/A*	Bad Credit OK*